Ralph DiBugnara is President of Home Qualified and Senior Vice President at Cardinal Financial. A recognized mortgage banker with an eye on the millennial demographic, Ralph is redefining the role of the banker in today’s buyer centric real estate market. A frequent industry commentator, Ralph is laser focused on the trends and tides of the new world real estate game.
Previously, Ralph served as Vice President of Retail Sales at Residential Home Funding (RHF). At RHF, Ralph established the Consumer Direct Division, which was created to service RHF customers’ needs through a variety of affiliate programs that offer special values & discounts based around there profession and or association.
A competitive athlete, battle tested in boxing rings and Spartan courses, Ralph is a radically innovative mortgage banker and real estate expert. He applies the same relentlessness and ferocity for winning to helping new homebuyers find and finance their homes.
Prior to joining RH Funding, Ralph was a Senior Vice President & National Branch Manager for ICG Home. Prior to joining ICG he spent 7 years going from Loan Officer to VP Regional Manager for Deutsche Bank. At Deutsche Bank Ralph helped to build the Consumer Direct division from its infancy and managed the sales force and business development throughout the region.